Cost of Living in Cyprus:

Get financially prepared for your move.

What’s the cost of living like in Cyprus?

If you’re thinking about relocating to Cyprus – it could be because of the sunshine, the beaches, or the relaxed Mediterranean lifestyle. Putting aside the excitement for one moment, it’s incredibly important to gain an understanding upon the cost of living. From rent prices and groceries to healthcare and transportation, this guide will cover everything you need to know.

Here’s a simple monthly living cost breakdown:

Cost Category	Average Cost (€)	Details	Trusted Source
🏠 Rent (1-bed apartment, city center)	€700 – €950	Nicosia or Limassol city areas	Numbeo
🔌 Utilities (Electricity, Water, Gas, Waste)	€120 – €180	Monthly for 85m² apartment	Cyprus Mail
🌐 Internet (Fast broadband)	€30 – €45	Unlimited data plans	Cablenet
🛒 Groceries (Monthly shopping)	€250 – €400	Average for a couple	Eurostat
🚎 Public Transport (Monthly pass)	€40 – €60	Bus networks in cities	Cyprus Public Transport
🍴 Dining Out (Meal for two)	€35 – €70	Mid-range restaurant	Expatistan

🏠 1. Housing Costs: City vs. Coastal Living

When it comes to where you’ll be living, Cyprus offers a wide range of options depending on the specific area you choose to settle in. Rental costs, as you’d expect, are higher in the major cities than in the smaller towns and rural areas. Here’s a detailed breakdown for you:

Nicosia (The Capital City) : If you’re going to rent a one-bedroom apartment in the city centre – you can expect to pay between €700–€900 per month.
Limassol: Known as the most expensive city in Cyprus, with average central rents between €900–€1,200 per month.
Paphos: Coastal living with lower costs, apartments range between €500–€750 per month.
Larnaca: Offers similar coastal affordability, usually around €500–€750 per month.
Countryside Villages: Rental prices in rural areas can drop below €400 per month for a one-bedroom home.
Top tip: Coastal properties often come furnished, while city apartments may vary — always check the rental terms before signing.

Here at EuromoveDirect – we’ve gone above and beyond – creating a guide which includes information on how to go about renting as an expat in Cyprus.

🚍 3. Transportation & Getting Around

While Cyprus has no train system, getting around the island is straightforward thanks to affordable public buses and good road networks. Most residents and expats choose to own or rent a car for more flexibility, especially outside major cities.

Transport costs to expect:

Monthly bus pass (Nicosia, Limassol): Approximately €40–€50.
Petrol: Costs about €1.60 per litre, though prices fluctuate slightly.
Taxi fares within cities: Roughly €8–€12 depending on distance.
Car rental: Around €25–€30 per day, depending on the season and vehicle type.

Top tip: Renting a car long-term can sometimes be more cost-effective than buying if you’re staying less than a year.

🔗 Explore bus routes and fares on Cyprus Public Transport.

🩺 4. Healthcare: Public vs. Private Options

Cyprus is well known for its high-quality healthcare system, offering both public and private services at reasonable rates.

Healthcare costs breakdown:

Public Healthcare (GESY): Residents pay small co-payments, with GP visits typically costing €6–€15.
Private GP consultations: Usually between €30–€50 per visit.
Health insurance: Private plans typically cost between €40–€70 per month, depending on your age and coverage needs.
Hospital emergency treatment: Free under the GESY system for eligible residents.

Top tip: If you are an EU citizen, you can also apply for the European Health Insurance Card (EHIC) before switching to GESY coverage.

🔗 Learn more about Cyprus’s GESY healthcare system.

💡 5. Utilities, Internet & Mobile

Setting up your home in Cyprus involves managing utilities like electricity, water, and broadband — and fortunately, these services are reasonably priced compared to other parts of Europe.

Here’s what to expect:

Electricity, Water, Waste Services: Averages between €120–€180 per month for a two-bedroom apartment.
Broadband Internet (Fast connection): Costs typically fall between €30–€45 per month.
Mobile phone plan (with 5G data): Around €15–€25 per month with providers like Cyta, Epic, or Cablenet.

Top tip: Many apartments and villas include waste collection charges within the local municipality fees — be sure to check your rental contract.

🔗 Cyprus Electricity Authority (EAC) for tariffs and services.

🔗 Cablenet Cyprus for broadband plans.

🎓 6. Education & Childcare

For families relocating to Cyprus, the education system offers solid public schooling options, along with numerous private and international schools.

Education and childcare costs:

Public Schools: Free for residents, though instruction is in Greek.
Private International Schools: Tuition usually ranges between €4,000–€8,000 per year, depending on location and curriculum.
Daycare and Crèche Services: Expect monthly fees between €250–€600.

Top tip: English-speaking international schools are widely available in cities like Nicosia, Limassol, and Paphos, offering British, American, or IB curricula.

🔗 See a list of Private and International Schools in Cyprus.

🌟 Final Thoughts: Living Well in Cyprus

Moving to Cyprus offers a lifestyle rich in sunshine, culture, and community — all with a relatively low cost of living compared to the UK and Western Europe. Whether you’re renting an apartment in Nicosia or setting up family life along the coast in Paphos, careful budgeting ensures you can enjoy everything the island has to offer.

Ready to get started? Learn more about living in Cyprus and how we can assist with moving to Cyprus.

If you’re planning your relocation journey, reach out to us today — our team is here to make your move as smooth and straightforward as possible.

Want to see how Cyprus stacks up when compared to other destinations? Here’s a full breakdown

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